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Sarah Waggoner

How Often Does Etsy Pay You As a Seller?

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If you’re just starting on Etsy or are considering opening an Etsy shop, you might want to know how often does Etsy pay you. Let’s talk about your options as an Etsy seller.

Etsy payout schedule

The great part about Etsy payments is that you can customize how often you are getting paid from the platform. You can choose from daily, weekly, or monthly as your deposit schedule.

You will see how much cash is available for deposit in your payment account details located in the shop manager.

You can change your deposit schedule by going into your shop manager and clicking on payment settings.

Minimum deposit

In the United States, the deposit minimum on Etsy is $25. This does vary depending on your country, however. This is the minimum amount that you must have in your payment account for it to be sent to your bank.

New seller restrictions

Because new seller accounts are high risk compared to established accounts, there are a few extra rules when it comes to when your money is available for deposit.

New sellers will not have funds available for each sale for approximately three days. This restriction is on your account for 90 days. After your first 90 days, funds are generally available the next business day.

How long does it take to get money into your bank account?

How many business days it takes for your deposit to show up in your bank account will vary based on your bank. Most banks, take just a business day or two for the payment to show up. Some can take up to 3 to 5 business days.

Why am I not getting paid?

If you have money available on Etsy, but you are not getting it deposited into your bank account, there are a few reasons why that may happen.

First, you must have a valid bank account on file to get paid from Etsy. Please note that if you do need to update your bank details, there will be a five-day hold placed on deposits to ensure that there is no fraud taking place. This is because if your Etsy account gets hacked, the hackers might change the deposit details to scam you. The hold is there to help protect you from that.

It is also possible that you have been placed on a payment account reserve if you aren’t receiving any funds. An account reserve can happen for a variety of reasons, click here to read more.

You will also want to check that the funds available cover your Etsy fees. Listing fees, transaction fees, payment processing fees, and ads fees all will be covered before money is deposited in your account. Click here to learn more about Etsy fees.

Lastly, there is a specific rule in Australia that can affect your payments. Australian sellers are required to have a residential address on file with their bank account to receive payments. This address would need to be used for Etsy payments.

2024 updates are coming

To keep Etsy customers, safe, Etsy will be updating the payment method for sellers throughout 2024. Etsy has announced that these changes may include delaying deposits for new sellers. This information will be updated as Etsy changes its requirements, but you can also click here to read the latest announcement.

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About Author:
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Sarah Waggoner is a full time Etsy Seller with over $700,000 in sales. She helps handmade and digital sellers get daily sales on Etsy without all the complications.

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